New York City streets are unforgiving. Whether you're on the FDR, cruising through Queens, or stuck in Manhattan traffic, a car accident changes everything in a split second.
1. Call 911 Immediately
Never let the other driver talk you out of calling the police. In NYC, a police report is the foundation of your case. Without it, it is your word against theirs. Make sure EMS is dispatched if you feel even the slightest pain.
2. Document Everything
Your phone is your best weapon. Take photos of:
- Vehicle damage (both cars)
- License plates
- Street signs and traffic lights
- Skid marks or debris
- Injuries you can see
3. Do Not Admit Fault
“I’m sorry” is a natural reaction, but in the eyes of insurance adjusters, it is an admission of guilt. distinct from being polite, simply exchange insurance information and say nothing else about how the accident happened until you speak to an attorney.
4. Seek Medical Attention Immediately
Adrenaline masks pain. You might feel fine now, but spinal injuries and TBIs (Traumatic Brain Injuries) often show symptoms days later. If you wait to see a doctor, the insurance company will argue your injuries weren't caused by the crash.
5. Call LawNowNYC Before You Call Insurance
Insurance companies record calls to trap you. They are trained to pay you as little as possible. Call us first. We handle the insurance notifications for you, protecting your rights from minute one.